Non-QM Loans
Navigating the world of home financing can be complex, but we’re here to simplify things. One term you might have come across is “Non-QM Loans.” Let’s dive deep into what they are and if they might be the right choice…
Sean McMullen
Conventional Loans
The conventional mortgage most people think of is the “confirming” loan that meets the requirements of Freddie Mac and Fannie Mae (they are government sponsored and by loans from lenders and then sell to investors). Conventional loans have a maximum…
Private Money Purchase Loans
Private loans can serve as a valuable alternative when you’re aiming to acquire investment properties, commercial properties, or vacant land, particularly if conventional lenders have denied your loan application or you require a swift, straightforward transaction. They’re often favored when…
Reverse Mortgage
Purchase Paperwork Needed
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application.…
Streamline Refinance
FHA VA
Do you currently have an FHA or VA Loan? We have the program for you! It is called the Streamline Program. You can even skip a monthly house payment and receive cash back after closing. This can mean several hundred…
Reverse Mortgages
Improve your life by cashing in on your home’s equity Whether seeking money to finance a home improvement, pay off a current mortgage, supplement their retirement income, or pay for healthcare expenses, many older Americans are turning to “reverse” mortgages.…
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Cash Out Refinance
Cashing out refers to the refinancing of a loan where the borrowers will borrow money on their own home. If a home is appraised at $100,000 and the borrower’s outstanding mortgage loan is $60,000, it is possible to enter into…